Lease vs buy calculator
A quick side-by-side comparison of leasing vs buying — for the realistic 5-year horizon.
₹
% p.a.
mo
₹
%
A 5-year-old well-kept car typically retains 35–45%.
If you buy
₹12.12 Lakh
Net cost (after resale)
EMI₹25,202 / mo
Down payment₹3.00 Lakh
Total outflow₹18.12 Lakh
Resale+₹6.00 Lakh
If you lease
₹16.80 Lakh
Net cost (no resale)
Monthly lease₹28,000
Total lease outflow₹16.80 Lakh
Buying is cheaper by ₹4.68 Lakh